Thread

Tweet 1

They all want to let you know you can make more than the minimum payment and that all goes towards principle. And then you ask them what they borrowed at and it's double digits.

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Tweet 2

It's not the worst advice borrowing at 5% but I get the sense they'd give the same advice if I was borrowing at 2%.

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Tweet 3

They all remember 2008 very clearly. The only significant draw down in US home values in 60 years. (Probably longer, that's just the charts I'm looking at)

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